High-Risk Credit Card Processing with Volusion

One essential component of opening an online business is deciding how you are going to accept payments from your customers. There are many options to choose from, but there are also some other considerations to keep in mind when choosing the best merchant account for processing payments. (You can check out this blog post for a more in-depth guide to credit card processing.)

Are you a high-risk merchant?

Certain industries, business models and products are often considered high-risk to many credit card processing companies and they often impose additional fees on these types of businesses.  (I promise you it’s not as scary as it sounds!) In the ecommerce world, being defined as high-risk often begins with these two factors:

  1. You sell in an industry that is considered high risk. This categorization refers to the products or services that are being sold. Examples of high risk products and industries include supplements and nutraceuticals, travel, CBD, vape or vape accessories, etc.
  2. Previous chargebacks. Chargebacks are often associated with the cost of doing business, but there are some products and industries that are more susceptible. If a business has experienced a high volume of chargebacks in the past, or is selling products in one of these susceptible industries, they may be categorized as being high-risk.

The good news is, there are plenty of credit card processing options out there for merchants selling in a high-risk industry. They specialize in working with business owners who may have a hard time getting approved through traditional merchant account providers.

Volusion makes it extremely easy on our founders to connect credit card processing solutions to our software — including businesses that need high-risk solutions. Even better, Volusion doesn’t charge any additional transaction fees for using a third-party processor.

We want our Volusion founders to have the opportunity to find success with selling online, and founders in a high-risk industry shouldn’t be penalized or discouraged from selling a certain type of product or service.

High Risk Processors

Here's a list of credit card processors that work with high-risk businesses like yours:

Fort Point Payments (Official Volusion Partner)

Phone: 888-311-1301

Email: support@fortpointpayments.com

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms, ammunition, alcohol and CBD products.

Requirements for CBD: $10k Monthly Volume, NMI payment gateway and $500 setup fee.

EVO Payments (Official Volusion Partner)

Phone: 877-897-9803

Email: EVOSales@evopayments.com

Industries accepted: general merchandise, pipes, some supplements, high risk services. While it depends on specific products and ingredients, they can also accept SOME skin care products used for anti-aging or anti-wrinkle purposes.

Painless Processing

Phone: 877-996-2795

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms, ammunition and alcohol.

Payment Alliance

Phone: 502-212-4000

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms, ammunition and alcohol.

Clearent

Phone: 866 435 0666

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms and ammunition.

Merchant Service Depot

Phone: 800-805-5449

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms, ammunition, alcohol and CBD products.

Adept Payments

Phone: 888-732-3838

Industries accepted: general merchandise, knives, electronic cigarettes, vapes or flavored liquids, pipes, adult toys, some supplements, high risk services, skin care products that make claims for anti-aging or reducing wrinkles, firearms, ammunition, alcohol, CBD products and Kratom.

Check out all of Volusion’s Supported Gateways here.