Credit Card Processing for Ecommerce Sites

Securely accept all credit card payments

Volusion’s credit card processing program for ecommerce sites is an all-in-one merchant account and gateway solution that allows you to accept credit card payments directly on your store. All major credit card companies are covered and there are no setup fees. See how we compare to Paypal. Be seen as a credible ecommerce site and earn more sales.

Are you looking for our international programs? Visit our supported gateways page.

Direct deposits

Your Visa/MasterCard sales are deposited directly into your account each day for easier bookkeeping.

One application

Apply for Visa, MasterCard, American Express and Discover on the same application.

Increased sales

Display the Verified Volusion Merchant seal directly on your site to boost shopper confidence and sales.

Convenience + care

Full integration with your Volusion store and dedicated customer support eliminate overall hassle of dealing with a third-party gateway.

Real-time gateway

All Internet accounts include real-time payment gateway and virtual terminal.

No setup fees

No application, annual or setup fees, no leasing charges on retail equipment.

Accept payments directly

Get the all-in-one merchant account and gateway solution that allows you to accept credit card payments directly on your store.

Credit card plans

How credit card processing with Volusion helps you save:

  • No application fee
  • No setup fee
  • 24x7 customer support
  • Low transaction rates - only 2.17%

Need help understanding online merchant account and credit card processing terminology?

Accept payments on the go

Increase sales by accepting payments from your mobile device. Use the free Authorize.Net Mobile App to securely accept payments on the go using an iPhone, iPod Touch or iPad. This app helps you increase sales by providing a quick and easy way to accept payments from your Volusion store.

Sell with confidence

Give your customers the confidence that your website is safe and secure. Volusion's network enables you to process payments securely and meets PCI card guidelines.

FAQ - Services Business Tools - Credit Card Processing FAQ

Credit card processing FAQs

I already have a retail terminal. Why can't I just take credit card information from my website and process it offline?

Visa has very strict guidelines regarding the processing of credit cards. Processing your store's credit card orders offline violates the terms of most retail merchant account agreements and doesn't comply with PCI card security guidelines. Additionally, transactions that are manually keyed into your terminal are usually processed at a higher rate than swiped or online transactions.

Why can't I just accept PayPal on my site?

Using a merchant account offers many advantages over PayPal. A merchant account provides your customers with a streamlined checkout process without any third-party intervention. Using a merchant account gives your store a more professional, established and credible appearance – boosting your conversion rate.

Can I have multiple websites with one merchant account?

No. Due to credit card processing regulations, you can only have one storefront for each merchant account.

Do you process orders for international merchants through Volusion Credit Card Processing?

No. At this time, Volusion is unable to provide its credit card processing services to merchants outside of the United States. However, we do have partners that can process these applications. For more information, please call 1.800.646.3517 x101 .

Do I have to be a U.S. citizen in order to set up a merchant account through Volusion?

Yes. At this time, our Merchant Services are limited to U.S. citizens only (those with Resident Alien status will not be approved).

Can I accept American Express with Volusion Credit Card Processing?

Yes. During the application process, you'll be able to specify whether or not you'd like to apply to accept American Express.

Can I accept debit cards through Volusion Credit Card Processing?

Yes. Volusion Credit Card Processing will allow you to accept debit cards, in addition to standard bank-issued credit cards.

Can I accept electronic checks with Volusion Credit Card Processing?

No. Volusion Credit Card Processing doesn't provide electronic check processing at this time. However, we do have partners that can process these applications. For more information, please call 1.800.646.3517 x101 .

Will I be able to view my customers' full credit card number?

No. Due to PCI/CISP compliance regulations, we are unable to provide you with a customer's full credit card number.

What is a discount rate? Interchange? Chargeback?

Discount rate is a percentage of each transaction that the merchant is charged by the provider for facilitating a credit card transaction. Interchange is the exchange of transactions between the credit card processing network and the issuing bank. Chargeback is a transaction that is returned to the merchant by the card-issuing bank, generally due to a disputed transaction. The merchant bank has the option of returning or "charge(ing) back" the merchant for this transaction.

How will I know if I am approved?

Once the application is processed, you'll be contacted via email by a Volusion Credit Card Processing representative.

How do I activate the seal?

Once the account has been approved, our credit card processing experts will enable an option in your admin under "Nav menu promotions". You'll receive an email informing you that the seal has been activated. Then, you can use the HTML code across your site.

What are my odds of getting approved?

Our success to get applications processed is very high. If, for some reason, you're not approved, our merchant services experts will closely work with you to help meet approval of another provider.

Is it possible to get a merchant account if I have bad credit?

Although we can't guarantee it, Volusion will work very diligently with our underwriting team to help get your application approved, regardless of your credit standing.

This is my first business. Am I still eligible for a merchant account?

Yes. Volusion's credit team works with thousands of new businesses owners every year to become online merchants.

Who must I contact if I need assistance with credit card processing?

Please call us at 1.800.646.3517 x101 with any questions you may have.

How do I link my merchant account to my Volusion store?

The process is easy. Go to your admin and click on "Settings" and select "Payment." Then, enter the Volusion Credit Card Processing information you received into the Gateway Credentials. If you need any assistance during this process, you can chat live with Tech Support or contact one of our support consultants at 1.800.646.3517 x100 .

How long will it take before I can begin accepting credit cards?

Generally, most merchants are able to accept credit cards within two to four business days.

How long will it take to receive funds into my checking account after a transaction is processed?

It usually takes 2-3 days for the credit card companies to settle the transaction and make funds available for withdrawal.

How do I change my personal account information (account number, contact info, etc.)?

Any changes to your merchant application will need to be completed by a Volusion Credit Card Processing representative. To submit a change, please email your request to from the address you entered on your application.

What is the Volusion Verified Merchant program?

If you're an online store owner using a Volusion merchant account and the Authorize.Net payment gateway, you can use this seal and text directly on your web site to prove to customers that your site is fully secure

You are visiting a secure site. is a Verified Volusion Merchant and is part of a protected network. This merchant is committed to providing you with the highest security standards in credit card processing by choosing a network where information is securely processed and stored.

About the platform
Volusion is PCI/CISP Certified, ensuring that transactions are securely collected, processed and stored. The company exceeded industry standards in solidifying hardware and hosting facilities and is approved on Visa's list of certified providers. For more information about the benefits of Volusion's secure credit card processing, please visit //

Disclaimer: Merchant verification refers to the merchant's status as an active Volusion customer. Volusion does not guarantee, represent or warrant the performance of the merchant or that the merchant will securely or accurately process all of its transactions through the Volusion solution, or complies with applicable federal or state data protection laws.

How do I become a Volusion Verified Merchant?

Simply fill out the application form to begin the approval process. Applications are typically approved within 3-5 business days.

What are the benefits of displaying a seal on my web site?

Using the Verified Volusion Merchant seal directly on your site provides customers with peace of mind that their information is securely collected, processed and stored. All points of the transaction are handled in one place. With Volusion, merchants are part of a protected network that is PCI/CISP Certified. The company's hardware and hosting facilities have exceeded industry standards to provide end customers with the most secure buying experience possible.

In general, what is the approval timeframe for a merchant account?

Most applications receive approval within 5-7 business days.

Do I need to purchase a SSL (Secure Sockets Layer) in order to be approved for a merchant account?

Yes. All websites using Volusion Credit Card Processing are required to have a SSL certificate with a minimum 128-bit encryption for all credit card information.